Pay Bills On Time with Bill Paying Services

Have you lost your statements? Have you paid excessive late fees o­n your accounts? With bill organizing and perhaps a little help from bill paying services you will be able to access them easily and pay the bill on time.

Arrange your credit card statements when received in a file drawer, file folder, or any other filing system. To track your bills, mark a calendar, post notes to yourself, use a white board with erasable ink, or mark an organizer, to make sure that your bills are paid o­n time. Maintaining this type of filing system will prevent you from losing your statements and will save you time and money in the long run.

Once you are done bill organizing, you won’t have to dig through the trash to find that lost bill, o­nly to be stuck with another $29.00 late fee o­n your next bill.

Remember to chart your progress toward paying your debts by listing:

• Your ACCI payment
• Each of your other creditors that are not o­n the ACCI program.
• Each balance and the payment due date.
• The minimum monthly payment due that month.
• What you actually paid for that month.

Don’t forget to file copies of all credit card statements for at least o­ne year in case you find credit discrepancies in the future.

Review and check your statements while filing them to make sure creditors report all payments precisely. Remember to contact your creditors immediately if you have any problems or questions.